Report · AI & Tech

Three-quarters of Americans haven't used AI to manage money or investments

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Three-in-four Americans (75%) say they have not used AI when it comes to their finances or investing, according to a March 2026 Verasight survey of 1,000 U.S. adults.

One-in-four Americans (25%) have used it in at least one of these ways, and research is the biggest draw: 14% of all adults have used AI to research financial topics, 11% investment options, and 9% financial companies or providers. Fewer have acted on it: 9% have made a decision about saving, budgeting, or spending based on what they learned from AI, 5% have made a specific investment, and 4% each have chosen a financial company or provider or used AI to help find a financial professional.

Topline

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Selected responses

Three-quarters of Americans haven't used AI to manage money or investments.

How have you used AI when it comes to managing your finances and/or investing?

  • Not using AI for finances or investing 74.7%
  • Research financial topics 14.3%
  • Research investment options 11.0%
  • Research financial companies or providers 8.9%
  • Made a finance decision based on AI 8.9%
  • Made an investment based on AI 5.2%
  • Selected a financial company based on AI 3.9%
  • Find a financial professional 3.8%
  • Other 1.7%

2026 · base n 1,000 · +/- 3.4%

Module 1: Technology, Finance, & Media

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Methodology

Full methodology
Mode
Verasight panel recruited via random address-based sampling, random person-to-person text messaging, and dynamic online targeting
Field dates
2026-03-06 → 2026-03-16
Base (unweighted)
1,000
Margin of error
+/- 3.4%
Module
Module 1: Technology, Finance, & Media

Source

Citation

Verasight Client Omnibus Survey #2026-044, fielded March 6-16, 2026, N=1,000 US adults age 18+, +/- 3.4%.

https://reports.verasight.io/r/omnibus-2026-044#q-1-5

Verasight survey methodology

How Verasight conducts surveys.

This page describes the Verasight general survey contract, separate from how the Data Library packages it. When a wave report is published, its field dates, sample sizes, and module breakdown are listed in that report.

Mode
Verasight panel recruited via random address-based sampling, random person-to-person text messaging, and dynamic online targeting.
Population
US adults age 18+.
Sample design
Surveys are run as omnibus or single-topic waves. Omnibus waves are split into modules with their own respondent set, typically around one thousand respondents per module.
Field window
Each wave specifies its own field dates. Most omnibus waves field across roughly two weeks.
Weighting
Per-module weighting to CPS targets including age, race and ethnicity, sex, income, education, region, and metropolitan status.
Partisanship benchmark
Pew Research Center's NPORS benchmarking surveys, three-year running average.
Vote benchmark
2024 presidential vote population benchmarks.
Margin of error
Typically about plus or minus 3.4 to 3.6 percent per module at standard module sizes. Question-level MoE is recomputed when a base shrinks materially below the module baseline.
Reporting
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Verasight is a member of the American Association for Public Opinion Research Transparency Initiative.

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