Three-quarters of Americans haven't used AI to manage money or investments
Core finding
Three-in-four Americans (75%) say they have not used AI when it comes to their finances or investing, according to a March 2026 Verasight survey of 1,000 U.S. adults.
One-in-four Americans (25%) have used it in at least one of these ways, and research is the biggest draw: 14% of all adults have used AI to research financial topics, 11% investment options, and 9% financial companies or providers. Fewer have acted on it: 9% have made a decision about saving, budgeting, or spending based on what they learned from AI, 5% have made a specific investment, and 4% each have chosen a financial company or provider or used AI to help find a financial professional.
Selected responses
Three-quarters of Americans haven't used AI to manage money or investments.
How have you used AI when it comes to managing your finances and/or investing?
n = 1,000 · Mar 6–16, 2026 · MoE ±3.4%
Methodology
Full methodology →| Mode | Verasight panel recruited via random address-based sampling, random person-to-person text messaging, and dynamic online targeting |
|---|---|
| Population | US adults age 18+ |
| Field dates | Mar 6–16, 2026 |
| Base (unweighted) | 1,000 |
| Margin of error | ±3.4% |
| Module | Module 1: Technology, Finance, & Media |
| Sponsor | Verasight |
| Weight variable | weight |
| Weighting targets | age, race/ethnicity, sex, income, education, region, metropolitan status |
Sources
- reports.verasight.io/r/omnibus-2026-044
How have you used AI when it comes to managing your finances and/or investing?
Cite this question
Verasight Client Omnibus Survey #2026-044, fielded March 6-16, 2026, N=1,000 US adults age 18+, +/- 3.4%.