Report · Culture

Americans' favorite place to invest is a savings account

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More than half of Americans (53%) count a savings account among their preferred places to invest, topping every other option, according to a January 2025 Verasight survey of 1,000 U.S. adults. Retirement accounts such as a 401(k) or IRA come next, preferred by 44%.

Individual stocks (27%) and mutual funds or ETFs (22%) also draw sizable followings, while relatively few prefer hedge funds (3%) or something else (5%). Nearly a quarter of Americans (24%) say they do not invest at all.

Topline

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Selected responses

Americans' favorite place to invest is a savings account.

What is/are your preferred investment vehicle(s)?

  • - Selected Choice Savings account 53.2%
  • - Selected Choice Retirement account, such as a 401(k) or IRA 43.5%
  • - Selected Choice Individual stocks 27.5%
  • - Selected Choice N/A, I do not invest 23.7%
  • - Selected Choice Mutual funds, ETF 22.4%
  • - Selected Choice Other 4.6%
  • - Selected Choice Hedge funds 2.7%

2025 · base n 1,000 · +/- 3.3%

Verasight AEA Omnibus Survey #2025-002

Source report pending

Methodology

Source report pending
Mode
Verasight panel recruited via random address-based sampling, random person-to-person text messaging, and dynamic online targeting
Field dates
2025-01-16 → 2025-01-27
Base (unweighted)
1,000
Margin of error
+/- 3.3%
Module
Verasight AEA Omnibus Survey #2025-002

Source

  • 01
    Source report pending

Citation

Verasight AEA Omnibus Survey #2025-002, fielded January 16-27, 2025, N=1,000 United States adults, +/- 3.3%.

Source report pending

Verasight survey methodology

How Verasight conducts surveys.

This page describes the Verasight general survey contract, separate from how the Data Library packages it. When a wave report is published, its field dates, sample sizes, and module breakdown are listed in that report.

Mode
Verasight panel recruited via random address-based sampling, random person-to-person text messaging, and dynamic online targeting.
Population
US adults age 18+.
Sample design
Surveys are run as omnibus or single-topic waves. Omnibus waves are split into modules with their own respondent set, typically around one thousand respondents per module.
Field window
Each wave specifies its own field dates. Most omnibus waves field across roughly two weeks.
Weighting
Per-module weighting to CPS targets including age, race and ethnicity, sex, income, education, region, and metropolitan status.
Partisanship benchmark
Pew Research Center's NPORS benchmarking surveys, three-year running average.
Vote benchmark
2024 presidential vote population benchmarks.
Margin of error
Typically about plus or minus 3.4 to 3.6 percent per module at standard module sizes. Question-level MoE is recomputed when a base shrinks materially below the module baseline.
Reporting
The canonical report hub is reports.verasight.io. Verified legacy reports remain on their original hosts, and unpublished reports are marked pending.
Transparency
Verasight is a member of the American Association for Public Opinion Research Transparency Initiative.

The canonical report hub is reports.verasight.io; older reports may remain on verified legacy hosts.