A third of Americans spent under $100 out of pocket on healthcare last year

Nov 19–22, 2024 · n = 1,000 · MoE ±3.4%Source report ↗

Core finding

Out-of-pocket medical costs stay modest for most Americans: 33% spent less than $100 in the last year, and a slim majority (56%) spent under $500 in total, according to a November 2024 Verasight survey.

Spending climbs from there: 16% paid between $500 and $1,000, 15% between $1,000 and $2,500, and 8% between $2,500 and $5,000. Only about one-in-twenty spent $5,000 or more (4% from $5,000 to $9,000, plus 1% at $9,000 or above).

Topline distribution

A third of Americans spent under $100 out of pocket on healthcare last year.

In the last year, how much out of pocket money have you spent on health care, including services that were not covered by insurance?

Less than $100
33.0%
At least $100 but less than $500
23.3%
At least $500 but less than $1000
16.2%
At least $1000 but less than $2500
15.0%
At least $2500 but less than $5000
7.8%
At least $5000 but less than $9000
3.5%
$9000 or more
1.2%

n = 1,000 · Nov 19–22, 2024 · MoE ±3.4%

ModeVerasight panel recruited via random address-based sampling, random person-to-person text messaging, and dynamic online targeting
PopulationUnited States adults
Field datesNov 19–22, 2024
Base (unweighted)1,000
Margin of error±3.4%
ModuleA
SponsorVerasight
Weight variableweight
Weighting targetsage, race/ethnicity, sex, income, education, region, metropolitan status

Sources

  1. 01

    In the last year, how much out of pocket money have you spent on health care, including services that were not covered by insurance?

    verasight-apha-2024.tiiny.co

Cite this question

Verasight APHA Omnibus Survey #2024-122, fielded November 19-22, 2024, N=1,000 United States adults, +/- 3.4%.