Report · Money and Finance

More Americans bank with big national banks than any other type

Reading

Nearly four-in-ten Americans (39%) name a large national bank as their primary financial institution, according to a December 2025 Verasight survey.

Credit unions rank next (18%), ahead of regional banks (13%) and fintech providers other than PayPal or Venmo (12%). Fewer name a community bank (9%), some other institution (6%), or no primary bank at all (2%).

Topline

single choice

Topline distribution

More Americans bank with big national banks than any other type.

Which of these best describes your primary financial institution?

  • Large national bank 39.2%
  • Credit union 18.1%
  • Regional bank 13.0%
  • Fintech ex. PayPal, Venmo 12.4%
  • Community bank 8.6%
  • Other 6.2%
  • None 2.4%

2025 · base n 1,000 · +/- 3.2%

tech_behavior

View source

Methodology

Full methodology
Mode
Verasight panel recruited via random address-based sampling, random person-to-person text messaging, and dynamic online targeting
Field dates
2025-12-03 → 2025-12-08
Base (unweighted)
1,000
Margin of error
+/- 3.2%
Module
tech_behavior

Source

Citation

Verasight Human/LLM Comparison Survey #2025-172, fielded December 3-8, 2025, N=1,000 US adults age 18+, +/- 3.2%.

https://reports.verasight.io/r/verasight-human-v-synthetic

Verasight survey methodology

How Verasight conducts surveys.

This page describes the Verasight general survey contract, separate from how the Data Library packages it. When a wave report is published, its field dates, sample sizes, and module breakdown are listed in that report.

Mode
Verasight panel recruited via random address-based sampling, random person-to-person text messaging, and dynamic online targeting.
Population
US adults age 18+.
Sample design
Surveys are run as omnibus or single-topic waves. Omnibus waves are split into modules with their own respondent set, typically around one thousand respondents per module.
Field window
Each wave specifies its own field dates. Most omnibus waves field across roughly two weeks.
Weighting
Per-module weighting to CPS targets including age, race and ethnicity, sex, income, education, region, and metropolitan status.
Partisanship benchmark
Pew Research Center's NPORS benchmarking surveys, three-year running average.
Vote benchmark
2024 presidential vote population benchmarks.
Margin of error
Typically about plus or minus 3.4 to 3.6 percent per module at standard module sizes. Question-level MoE is recomputed when a base shrinks materially below the module baseline.
Reporting
The canonical report hub is reports.verasight.io. Verified legacy reports remain on their original hosts, and unpublished reports are marked pending.
Transparency
Verasight is a member of the American Association for Public Opinion Research Transparency Initiative.

The canonical report hub is reports.verasight.io; older reports may remain on verified legacy hosts.