# More Americans bank with big national banks than any other type

Canonical page: https://data.verasight.io/money/americans-most-often-bank-with-big-national-banks/

> Indexed question in Money & Finance.

## Reading

Nearly four-in-ten Americans (39%) name a large national bank as their primary financial institution, according to a December 2025 Verasight survey.

Credit unions rank next (18%), ahead of regional banks (13%) and fintech providers other than PayPal or Venmo (12%). Fewer name a community bank (9%), some other institution (6%), or no primary bank at all (2%).

## Topline

Which of these best describes your primary financial institution?

More Americans bank with big national banks than any other type.

- Large national bank: 39.2%
- Credit union: 18.1%
- Regional bank: 13.0%
- Fintech ex. PayPal, Venmo: 12.4%
- Community bank: 8.6%
- Other: 6.2%
- None: 2.4%

## Methodology

- Mode: Verasight panel recruited via random address-based sampling, random person-to-person text messaging, and dynamic online targeting
- Population: US adults age 18+
- Field dates: 2025-12-03 → 2025-12-08
- Base (unweighted): 1,000
- Margin of error: +/- 3.2%
- Module: tech_behavior
- Sponsor: Verasight
- Weight variable: weight
- Weighting targets: age, race/ethnicity, sex, income, education, region, metropolitan status

## Source

- Canonical question URL: [https://reports.verasight.io/r/verasight-human-v-synthetic#primary-financial-institution-preferences](https://reports.verasight.io/r/verasight-human-v-synthetic#primary-financial-institution-preferences)

## Citation

Verasight Human/LLM Comparison Survey #2025-172, fielded December 3-8, 2025, N=1,000 US adults age 18+, +/- 3.2%.

Canonical question URL: [https://reports.verasight.io/r/verasight-human-v-synthetic#primary-financial-institution-preferences](https://reports.verasight.io/r/verasight-human-v-synthetic#primary-financial-institution-preferences)