# Debit cards edge out credit cards as preferred payment method

Canonical page: https://data.verasight.io/money/debit-cards-edge-out-credit-cards-as-preferred-payment-method/

> Indexed question in Money & Finance.

## Reading

In a Verasight survey of 1,000 U.S. adults conducted Aug. 1 to 6, 2025, 60% of Americans said they prefer to use a debit card over a credit card.

Four-in-ten said they prefer a credit card (40%).

## Topline

Do you prefer to use a debit card or credit card?

60% of Americans prefer using a debit card over a credit card.

- Debit card: 59.6%
- Credit card: 40.4%

## Methodology

- Mode: Verasight panel recruited via random address-based sampling, random person-to-person text messaging, and dynamic online targeting
- Population: United States adults
- Field dates: 2025-08-01 → 2025-08-06
- Base (unweighted): 1,000
- Margin of error: +/- 3.2%
- Module: A
- Sponsor: Verasight
- Weight variable: weight
- Weighting targets: age, race/ethnicity, sex, income, education, region, metropolitan status

## Source

- Canonical question URL: [https://verasight-quirks-2025.tiiny.co#preferred-payment-method](https://verasight-quirks-2025.tiiny.co#preferred-payment-method)

## Citation

Verasight Quirks Omnibus Survey, fielded August 1-6, 2025, N=1,000 United States adults, +/- 3.2%.

Canonical question URL: [https://verasight-quirks-2025.tiiny.co#preferred-payment-method](https://verasight-quirks-2025.tiiny.co#preferred-payment-method)