Half of Americans save little or nothing for retirement
Core finding
A Verasight survey fielded Feb. 28-March 6, 2025, finds that about half of Americans (51%) put none of a monthly salary toward a pension or retirement. That includes 30% who say they don't have a salary or a retirement plan at all and 20% who save nothing.
The rest do save something: 13% put between 1% and 3% of their monthly pay toward retirement, 14% save 4% to 6%, and 23% save 7% or more, including 8% who save more than 12%.
Topline distribution
Half of Americans save little or nothing for retirement.
What percentage of your monthly salary do you save toward your pension or retirement?
n = 1,000 · Feb 28 – Mar 6, 2025 · MoE ±3.5%
Methodology
Full methodology →| Mode | Verasight panel recruited via random address-based sampling, random person-to-person text messaging, and dynamic online targeting |
|---|---|
| Population | United States adults |
| Field dates | Feb 28 – Mar 6, 2025 |
| Base (unweighted) | 1,000 |
| Margin of error | ±3.5% |
| Module | health |
| Sponsor | Verasight |
| Weight variable | weight |
| Weighting targets | age, race/ethnicity, sex, income, education, region, metropolitan status |
Sources
- verasight-spsp-2025.tiiny.co
What percentage of your monthly salary do you save toward your pension or retirement?
Cite this question
Verasight SPSP Omnibus Survey #2025-010, fielded February 28-March 6, 2025, N=1,000 United States adults, +/- 3.5%.