# Half of Americans save little or nothing for retirement

Canonical page: https://data.verasight.io/money/half-of-americans-save-little-or-nothing-for-retirement/

> Indexed question in Money & Finance.

## Reading

A Verasight survey fielded Feb. 28-March 6, 2025, finds that about half of Americans (51%) put none of a monthly salary toward a pension or retirement. That includes 30% who say they don't have a salary or a retirement plan at all and 20% who save nothing.

The rest do save something: 13% put between 1% and 3% of their monthly pay toward retirement, 14% save 4% to 6%, and 23% save 7% or more, including 8% who save more than 12%.

## Topline

What percentage of your monthly salary do you save toward your pension or retirement?

Half of Americans save little or nothing for retirement.

- I don't have a salary or pension/retirement: 30.3%
- 0%, no saving: 20.2%
- 4-6%: 13.6%
- 1-3%: 12.9%
- 10-12%: 7.8%
- more than 12%: 7.7%
- 7-9%: 7.5%

## Methodology

- Mode: Verasight panel recruited via random address-based sampling, random person-to-person text messaging, and dynamic online targeting
- Population: United States adults
- Field dates: 2025-02-28 → 2025-03-06
- Base (unweighted): 1,000
- Margin of error: +/- 3.5%
- Module: health
- Sponsor: Verasight
- Weight variable: weight
- Weighting targets: age, race/ethnicity, sex, income, education, region, metropolitan status

## Source

- Canonical question URL: [https://verasight-spsp-2025.tiiny.co#percentage-of-monthly-salary-saved-for-pension-or-retirement-variable-health_2](https://verasight-spsp-2025.tiiny.co#percentage-of-monthly-salary-saved-for-pension-or-retirement-variable-health_2)

## Citation

Verasight SPSP Omnibus Survey #2025-010, fielded February 28-March 6, 2025, N=1,000 United States adults, +/- 3.5%.

Canonical question URL: [https://verasight-spsp-2025.tiiny.co#percentage-of-monthly-salary-saved-for-pension-or-retirement-variable-health_2](https://verasight-spsp-2025.tiiny.co#percentage-of-monthly-salary-saved-for-pension-or-retirement-variable-health_2)