# Americans are optimistic about their finances in 2026

Canonical page: https://data.verasight.io/money/most-americans-expect-their-personal-finances-to-improve-in-2026/

> Indexed question in Money & Finance.

## Reading

In a Verasight survey of 1,000 U.S. adults conducted Dec. 22, 2025 to Jan. 5, 2026, 73% of Americans said they expect their personal financial situation in 2026 to improve compared with 2025, including 55% who said somewhat improve and 18% who said greatly improve.

About a quarter said they expect their finances to worsen, with 21% who said somewhat worsen and 6% who said greatly worsen (27%).

## Topline

Compared to 2025, how do you expect your personal financial situation to change in 2026?

73% of Americans expect their finances to improve in 2026.

- Somewhat improve: 54.9%
- Somewhat worsen: 20.9%
- Greatly improve: 18.2%
- Greatly worsen: 5.9%

## Methodology

- Mode: Verasight panel recruited via random address-based sampling, random person-to-person text messaging, and dynamic online targeting
- Population: United States adults
- Field dates: 2025-12-22 → 2026-01-05
- Base (unweighted): 1,000
- Margin of error: +/- 3.1%
- Module: predictions
- Sponsor: Verasight
- Weight variable: weight for AI and predictions questions; weight_popculture for pop culture questions
- Weighting targets: age, race/ethnicity, sex, income, education, region, metropolitan status

## Source

- Canonical question URL: [https://reports.verasight.io/r/2026-predictions#personal-financial-changes](https://reports.verasight.io/r/2026-predictions#personal-financial-changes)

## Citation

2026 Predictions Survey #2025-183, fielded December 22, 2025-January 5, 2026, N=1,000 United States adults, +/- 3.1%.

Canonical question URL: [https://reports.verasight.io/r/2026-predictions#personal-financial-changes](https://reports.verasight.io/r/2026-predictions#personal-financial-changes)