Americans' favorite place to invest is a savings account

Jan 16–27, 2025 · n = 1,000 · MoE ±3.3%Source report ↗

Core finding

More than half of Americans (53%) count a savings account among their preferred places to invest, topping every other option, according to a January 2025 Verasight survey of 1,000 U.S. adults. Retirement accounts such as a 401(k) or IRA come next, preferred by 44%.

Individual stocks (27%) and mutual funds or ETFs (22%) also draw sizable followings, while relatively few prefer hedge funds (3%) or something else (5%). Nearly a quarter of Americans (24%) say they do not invest at all.

Selected responses

Americans' favorite place to invest is a savings account.

What is/are your preferred investment vehicle(s)?

- Selected Choice Savings account
53.2%
- Selected Choice Retirement account, such as a 401(k) or IRA
43.5%
- Selected Choice Individual stocks
27.5%
- Selected Choice N/A, I do not invest
23.7%
- Selected Choice Mutual funds, ETF
22.4%
- Selected Choice Other
4.6%
- Selected Choice Hedge funds
2.7%

n = 1,000 · Jan 16–27, 2025 · MoE ±3.3%

Respondents could select more than one option, so shares may sum to more than 100%.
ModeVerasight panel recruited via random address-based sampling, random person-to-person text messaging, and dynamic online targeting
PopulationUnited States adults
Field datesJan 16–27, 2025
Base (unweighted)1,000
Margin of error±3.3%
ModuleVerasight AEA Omnibus Survey #2025-002
SponsorVerasight
Weight variableweight
Weighting targetsage, race/ethnicity, sex, income, education, region, metropolitan status

Sources

  1. 01

    What is/are your preferred investment vehicle(s)?

    verasight-aea-2025.tiiny.co

Cite this question

Verasight AEA Omnibus Survey #2025-002, fielded January 16-27, 2025, N=1,000 United States adults, +/- 3.3%.