Most Americans hit no credit problems in the past year
Core finding
Most Americans (59%) say they encountered none of a set of possible credit problems in the past 12 months, according to a May 2024 Verasight survey.
About four-in-ten (41%) ran into at least one such problem. The most common was being turned down for credit (21%), while 16% were approved for less than they applied for and another 16% put off applying for fear of rejection.
Selected responses
Most Americans hit no credit problems in the past year.
In the past 12 months, have any of the following happened to you?
n = 1,000 · May 22–24, 2024 · MoE ±3.3%
Methodology
Full methodology →| Mode | Verasight panel recruited via random address-based sampling, random person-to-person text messaging, and dynamic online targeting |
|---|---|
| Population | US adults age 18+ |
| Field dates | May 22–24, 2024 |
| Base (unweighted) | 1,000 |
| Margin of error | ±3.3% |
| Module | Verasight AAPOR Omnibus Survey #2024-054 |
| Sponsor | Verasight |
| Weight variable | weight |
| Weighting targets | age, race/ethnicity, sex, income, education, region, metropolitan status |
Sources
- verasight-aapor-2024.tiiny.co
In the past 12 months, have any of the following happened to you?
Cite this question
Verasight AAPOR Omnibus Survey #2024-054, fielded May 22-24, 2024, N=1,000 US adults age 18+, +/- 3.3%.